We offer two finance plans to qualifying customers! Snap! Finance and Brandsource

Brand Source Financing

Buy Now, Pay Later!

Apply in-store at either Sound Connection location, or online from the comfort and privacy of your own home!

Great selection of major brands to suit all needs and budgets. Find the best payment plan to fit into your life. Apply Now!

Special Financing available* to spread payments out over time. Promotional rebate savings offers $0 liability on unauthorized purchases. Dedicated line of credit. No Annual Fee* Terms and Conditions apply**

Quick & Easy 24/7 Cardholder Access

Your account works for you. Want access any time, anywhere? We've got you covered! Take advantage of our online tools to manage your account with no hassle.

Snap! Financing

Bad credit? No credit? Bankruptcy?

Our lease-purchase financing can help!

Has your credit score taken a hit? Have you been denied traditional financing? Or maybe you don't have any credit history, good or bad? Don't worry, you're not alone! Getting financing can be difficult. Snap is here to help! *A $15 documentation fee is due at the time of your first purchase*

To complete the Snap! Finance application for the Brainerd Lakes location, Text 35898 to 48078

To complete the Snap! Finance application for the Waite Park Location, Text 35899 to 48078

Financing in a Snap!

High Approval Rates & Amounts

Our online application is simple and quick to complete and you'll know in seconds if you're approved. It couldn't be easier to get the things you need! So if you're looking to finance furniture, mattresses, wheels, tires, and more...use Snap! We're the fast, flexible, and friendly choice.

Get up to $5000

Bad credit or no credit? No problem!

Snap doesn't offer traditional loans. Instead, we offer a consumer lease that allows you to finance the merchandise over 12-18 months of convenient payments. We also offer a 100-Day payment option, the best terms around. Need new tires for your car? Or new furniture for your growing family? Don't let bad credit stand in your way. Snap is your partner for fast and easy lease-purchase financing.

What is No Credit Needed financing?

No Credit Needed refers to Snap’s lease-purchase financing that considers more than just credit reports to determine approvals or denials. In fact, applications for Snap’s lease-purchase financing aren’t even reported to TransUnion, Equifax, or Experian. Our proprietary decisioning process allows us to look beyond bad credit, no credit, and bankruptcy to approve more applicants.

It’s easy to get started!


Get approved

Fill out our simple application online. It’s fast and convenient!
Once you’ve submitted your application, it only takes seconds to know if you’ve been approved. And since we approve a high percentage of those that apply, your chances are good!

Shop

Snap wants to help you get what you need. We offer leases for computers, mattresses, electronics, furniture, jewelry, and wheels and tires. Use our handy Store Locator to find a participating retailer near you and get shopping!

Check Out

We make your lease-purchase financing experience as simple and easy as possible. You’ll receive an instant email with access to your approved amount. Just show it to your cashier so they can finish your transaction.

To complete the Snap! Finance application for the Brainerd Lakes location, Text 35898 to 48078

To complete the Snap! Finance application for the Waite Park Location, Text 35899 to 48078